Get Over Your Biggest Financial Fears This Halloween
Halloweens shoppers this year will spend billions of dollars on spooky costumes, gruesome props, and spine-tingling horror movies in order to scare ourselves silly. But I bet none of our creepy exploits will induce as much dread as we get opening the mail box and seeing (blood-curdling shriek) our credit card bill!
Or mortgage bill. Or, worse, a notice of foreclosure. You fill in the blank. But despite our fears, many of us refuse to consider a solution that can free us financially, like bankruptcy. Why? Because, as anyone who's ever been afraid of the dark can tell you, it's what we can't comprehend that frightens us the most.
Bankruptcy has frightened consumers for ages. Usually, they're afraid bankruptcy will tarnish their reputation or wreck their credit. And maybe it did in the olden days - back when women were considered risqué for showing their ankles and people only bathed once a month - but fortunately our culture has become a lot more sophisticated now.
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